What role do credit unions play in today’s mortgage market, and how are they helping homebuyers navigate high rates and rising prices? In this episode of PlotLines, Heather and Britni sit down with Todd Newpher, Mortgage Origination Manager at PSECU, to explore the unique advantages credit unions offer in a challenging housing environment.
Todd explains how credit unions differ from traditional banks by providing competitive rates and specialized programs designed to ease the financial burden on first-time homebuyers. The conversation covers the resurgence of adjustable-rate mortgages, the impact of inflation on housing prices, and practical advice for borrowers looking to bridge affordability gaps in today’s market.
Todd also highlights PSECU’s commitment to financial education, sharing how credit unions prioritize “people helping people” by offering personalized guidance throughout the home-buying process. Whether it’s navigating interest rates or accessing innovative mortgage products, credit unions continue to be a vital resource for today’s modern homebuyers.
Tune in to this week’s episode to hear how Todd would rewrite the headline about credit unions’ role in the mortgage industry: “Better Rates. People Helping People. Not rockets.”
Listen to the full episode below and follow along for our next guest!
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